Credit Building Program



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Have recent circumstances put your credit score in a tough spot? Or maybe you are just starting to get back on a financial track. Either way, Midstate Mitsubishi is here for you with our credit building program! We’ve helped numerous customers from Worcester and other local areas get approved for an affordable auto loan, so contact us today. 

Your Future is Our Goal

Our dealership understands that life can throw a few curveballs, often when you least expect it. That’s why our Finance Department sits down with you one-on-one to learn more about your situation. Whether there's been a divorce, foreclosure, bankruptcy, repossession, job lay-off, medical bills, disability, student loans, or other difficulty, our goal is to find the right vehicle and finance plan to get you on the road. Even if you’ve recently been turned down by other dealerships or lenders, come and see how hard we work for every person who walks through our doors. Having a dependable vehicle is often the key to maintaining a steady income and supporting your loved ones, which is why we take our job seriously. 

Second Chance Auto Loans

If you want to get started right away, we have online finance tools ready for action. With our quick Credit Confirm Application, you can get pre-approved in just three easy steps. The best part? It doesn’t require your Social Security Number or date of birth, which means it won’t affect your credit score. All you have to do is follow the simple prompts and submit to see your pre-approval rate. This also saves you time when you are here in person and allows us to start working on a few options on your behalf. Another helpful tool is our Payment Calculator. You can use it to see your estimated buying power or an expected monthly payment -- no fancy math skills needed. 

Visit Us Today!

For those who are ready to enjoy the freedom that a dependable vehicle can provide and affordable financing, head on over to our dealership! We are less than 15 minutes away from downtown Worcester via 1-290 and we have convenient showroom hours seven days a week. From the latest models that are available with ongoing incentives, to quality pre-owned options that have a truly budget-conscious price tag, there are numerous options awaiting you. If you have any questions about our finance plans or our dealership in general, feel free to give us a call or fill out the Contact Us form below. 

Midstate Mitsubishi is your local choice for credit building program near Worcester, MA. Our testimonials are just the beginning when it comes to customer care!


Bad Credit Financing near Worcester, MA

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Dealership Information

Testimonials

Kwabena Apeagyei
Kwabena Apeagyei
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Great inventory, great staff, great pricing.

Jonelle Garofoli
Jonelle Garofoli
GOOGLE
1-29-2026
Full Star Full Star Full Star Full Star Full Star

I need to officially informally recognize two amazing people that work at this dealership. Dan, the service manager and Jake. Jake has helped me over the past couple years with any questions I’ve had pertaining to my car. He has been a wonderful asset to this dealership and so kind in his manner and Gentile. Dan I just recently met and I couldn’t say enough good things about him. He was so easy to work with and so incredibly helpful I never felt more happy coming to this dealership as I have since he has been there! Thank you both so much! Ray ( owner ) is also very kind, accommodating and ready to listen or answer Any questions I have. Thank you, Midstate Mitsubishi for making my experience better than it was before.

Jesus
Jesus
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

I Bought a car there mitsubishi lip Cross and two years later I want to trade it in for outlander and they gave me exactly what I wanted and ryan was awesome

At Midstate Mitsubishi I got the opportunity to meet a

Maktarisman
DEALERRATER
1-25-2026
Full Star Full Star Full Star Full Star Full Star

At Midstate Mitsubishi I got the opportunity to meet a great sales team that made my car purchase hassle free. Unlike other dealers where you have to ask to speak for the sales manager after you get in dead end with the salesman , I was greeted and welcomed by the sales manager when I just walked in the dealership. Mr Stephane Jovin understood exactly what I needed and within few minutes he answered all my questions with a professional manner. He then introduced me to Ryan the salesman who took me to test drive two vehicles. Ryan made sure that I know every feature that the car offered. The financial negotiation with Stephane was clear and honest , he made sure I got the best deal possible by offering me a rebate and a discount. When it comes to sign the paperwork, it was done without any further delay. I do really appreciate the fact that these people care about the customer time , they didn’t play any gimmicks or throw any extra charge on the deal . At the delivery time of my vehicle it was plotless, the gas tank was full and the battery was fully charged. . To Stephane and Rayan I can’t thank you guys enough for making this experience a complete success and statistician. At the Midstate Mitsubishi I believe I am with a big family that trully care about me….

Youssef Bourogaa
Youssef Bourogaa
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star

After 4 days with my new Outlander PHEV, I feel the obligation to write a review about the amazing experience that I have with this new car and the sales team. Right now Midstate Mitsubishi offer 0% financing for 60 or 72 months. As soon I got into the dealership, I was greeted by the general sales manager Stephane Jovin , and within few minutes he answered all my questions in a very professional manner, after test driving two vehicles with the salesman Rayan Kassatly who showed me all the features that this car offered , I pretty much knew what I wanted. The financial negotiations with Stephane was honest and straightforward. He made sure I got the best deal possible and the Paperwork was done without any delays. This is the first time I dealt with the a sales team that care for the customer time and needs. They didn’t play any gimmick or throw any out of ordinary charges on the deal . Stephane really exceeded my expectations and made this journey so smooth and easy. I can’t thank him enough for his service and dedication to meet his customer satisfaction. At the delivery of my car it was filled up with gas and fully charged and spotlessly clean. I am very grateful to everyone in this place, and for sure this dealership will be my number one place for my car needs.

Natalie Guzman
Natalie Guzman
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

I was referred by a close friend. What I am truly blessed and happy with is the experience I had today. They really care bout you & listened to you & make u feel at home unlike other dealers. I wanna give a special thanks to Craig Robbins He went above & beyond for me along with everyone else. Let’s just say You guys have a new loyal customer thank you guys again for making things possible for me.

Oscar Macias
Oscar Macias
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

I was not able to get into a vehicle do to my current situation but every at Mitsubishi was very nice and helpful. Once I have straightened out some things on my end I will definitely be come back

Both Craig and Jake were great to work with!

mtesmer
DEALERRATER
1-22-2026
Full Star Full Star Full Star Full Star Full Star

Both Craig and Jake were great to work with! Excellent customer service, they made the process easier than I expected.

Everyone has great customer service and experience.

jmenard41
DEALERRATER
1-19-2026
Full Star Full Star Full Star Full Star Full Star

Everyone has great customer service and experience. I will only service my vehicle at this dealership

Keith Daher
Keith Daher
GOOGLE
1-14-2026
Full Star Full Star Full Star Full Star Full Star
Hung Nguyen
Hung Nguyen
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star
Brandie Ricketts
Brandie Ricketts
GOOGLE
12-27-2025
Full Star Full Star Full Star Full Star Full Star

Ryan and Brianna were soo helpful and friendly made my first car buying experience a great one thank you soo much for my NEW MURANO

Mark Allen
Mark Allen
GOOGLE
12-26-2025
Full Star Full Star Full Star Full Star Full Star

Ryan and Brianna...THANK YOU!! OUTSTANDING! *STANDING OVATION" Well done. You gave me my life back! My gratitude and thanks! Flawless service!

Service is great won’t go anywhere else!

Dorrie
DEALERRATER
12-22-2025
Full Star Full Star Full Star Full Star Full Star

Service is great won’t go anywhere else! Ray and team are professional and knowledgeable

Jiyoo seneger
Jiyoo seneger
GOOGLE
12-20-2025
Full Star Full Star Full Star Full Star Full Star
g_elovitz
g_elovitz
GOOGLE
12-7-2025
Full Star Full Star Full Star Full Star Full Star

I found the right (used) car at the right price online. Ryan and the others at Midstate were helpful without being pushy and without trying to "upsell" me any extras. I first called at about 10 AM and by about 6 PM I was on the road with my new car all paid for and registered.

maggie power
maggie power
GOOGLE
12-6-2025
Full Star Full Star Full Star Full Star Full Star

Ryan and Brianna are amazing, they put me in a beautiful, safe car.

Thomas Chorman
Thomas Chorman
GOOGLE
12-4-2025
Full Star Full Star Full Star Full Star Full Star

Friendly, timely, and they do a good job

Ahmad Al Bardan
Ahmad Al Bardan
GOOGLE
11-24-2025
Full Star Full Star Full Star Full Star Full Star

Went last week for oil change and maintenance. More than happy with the service and communication. Definitely going again for next service.

Exceptional customer service!

Deb
DEALERRATER
11-24-2025
Full Star Full Star Full Star Full Star Full Star

Exceptional customer service!! I've bought 2 previous cars from Midstate. Won't go elsewhere!

Gregory Benoit
Gregory Benoit
GOOGLE
11-16-2025
Full Star Full Star Full Star Full Star Full Star

Great customer experience! Friendly and timely service!

James Lyman
James Lyman
GOOGLE
11-14-2025
Full Star Full Star Full Star Full Star Full Star

Customer service at this dealership is a first-class experience!!

Scott McGee
Scott McGee
GOOGLE
11-12-2025
Full Star Full Star Full Star Full Star Full Star

Great People Great Product...

Bay State Painting corp
Bay State Painting corp
GOOGLE
11-10-2025
Full Star Full Star Full Star Full Star Full Star

Ryan was awesome to work with — super helpful, honest, and patient through the whole process. He made everything easy and made sure I got exactly what I was looking for. Great communication and no pressure at all. Highly recommend asking for Ryan if you’re buying a car!

Thank you for the best service!

jenn
DEALERRATER
11-7-2025
Full Star Full Star Full Star Full Star Full Star

Thank you for the best service! I will always have my service done at Midstate Mitsubishi!

Julio Alves
Julio Alves
GOOGLE
11-5-2025
Full Star Full Star Full Star Full Star Full Star

I bought my car from salesman Craig Robbins. He served me with great patience and dedication. I recommend him to anyone looking for excellent service and quality.

Dalila Souza
Dalila Souza
GOOGLE
11-4-2025
Full Star Full Star Full Star Full Star Full Star

We had a great experience with Craig Robbins and his team. We were looking for a car with more space and he was able to help us finding the right car for our needs and made the process very ease and simple. We were able to take the car home in the same day. Thank you again guys for working together to make our experience so special. May God bless you all

Chinancherry De Jesus
Chinancherry De Jesus
GOOGLE
11-3-2025
Full Star Full Star Full Star Full Star Full Star

Ryan and Brianna do the bests way for me

Brought my car in for service, which was fast and they

Happy and relieved
DEALERRATER
10-30-2025
Full Star Full Star Full Star Full Star Full Star

Brought my car in for service, which was fast and they even noticed some additional maintenance needed and fixed it. At no cost to me. Appreciate the attention to detail!

Great as always, the waiting room was comfortable, I had

Illianaroman
DEALERRATER
10-28-2025
Full Star Full Star Full Star Full Star Full Star

Great as always, the waiting room was comfortable, I had my daughter with me and one of the employees there gave her a plushie and slime. Super kind! The people that did the oil change vacuumed the car. Loved that lol!

MikaCake
MikaCake
GOOGLE
10-25-2025
Full Star Full Star Full Star Full Star Full Star

I stopped by the car dealership this afternoon but I forgot to get Ryan's number, I liked his hospitality, I will be back tomorrow. Could you please give me Ryan's number. Thanks a lot, I'm Han Nguyen I give 5 stars as a sincere thank you for the hospitality and dedication of the staff. I especially want to thank Ryan who helped me to reach all the agreements and complete the procedures quickly with a friendly, polite attitude and a gentle smile. I am satisfied with the product, price and 0% interest policy at this time

Dade Clauë
Dade Clauë
GOOGLE
10-22-2025
Full Star Full Star Full Star Full Star Full Star
Diane Kroell
Diane Kroell
GOOGLE
10-22-2025
Full Star Full Star Full Star Full Star Full Star

I can’t thank Ray, Ryan , and Jake enough for all the hard work to get me into my second brand new Outlander sport. It is truly the best vehicle I have ever had . All the associates at Midstate Mitsubishi were so welcoming and you can feel the family vibe when you walk in and also they knew my name when I came in for the second time. I felt like I was family. What I enjoyed the also was you walk in and it’s perfect size and not overwhelming like most dealerships. I highly recommend for anyone to buy a vehicle from Midstate Mitsubishi. I give it a 10 out of 10 ⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

Sarah
Sarah
GOOGLE
10-18-2025
Full Star Full Star Full Star Full Star Full Star

I had an excellent experience purchasing my first Mitsubishi. I highly recommended going to see Craig, he made the whole process very easy, kept me informed and addressed all my concerns with care. I’m very happy with my new vehicle and the terms they were able to negotiate for me. Anyone looking for a new vehicle should definitely give these guys a try!

george gitau
george gitau
GOOGLE
10-17-2025
Full Star Full Star Full Star Full Star Full Star

Greatly appreciate the quality and experience I had with Eduin Mieses and sales manager Stephane Jovi. Made the whole thing painless and stress-free. High recommend Midstate Mitsubishi.

Greatly appreciate the quality and experience I had with

George
DEALERRATER
10-17-2025
Full Star Full Star Full Star Full Star Full Star

Greatly appreciate the quality and experience I had with Eduin Mieses and sales manager Stephane Jovi. Made the whole thing painless and stress-free. High recommend Midstate Mitsubishi.

Kelly Landine
Kelly Landine
GOOGLE
10-12-2025
Full Star Full Star Full Star Full Star Full Star

Eduin was fantastic. Made the process so enjoyable. Felt like I have known him forever. Highly recommend !!!

Rosette Gazemar
Rosette Gazemar
GOOGLE
10-10-2025
Full Star Full Star Full Star Full Star Full Star
Charlese Bryant
Charlese Bryant
GOOGLE
10-8-2025
Full Star Full Star Full Star Full Star Full Star

I had an awesome experience. They kept me company so I wouldn't feel by myself and Ryan did an excellent job on answering me and helping on getting my new car. Kudos to him

Rayann Carl
Rayann Carl
GOOGLE
10-7-2025
Full Star Full Star Full Star Full Star Full Star

I came in with an appointment for a car and was welcomed in by all the staff. The original woman I was paired with was out and I was switched to another person, Ryan. He made it a priority to understand what I wanted out of a car and helped things go smoothly. Had an amazing experience and was met with patience and communication through out.

Weberton Waster
Weberton Waster
GOOGLE
10-6-2025
Full Star Full Star Full Star Full Star Full Star

Service experience was exceptional Really took pride in

Ken garabedian
DEALERRATER
10-2-2025
Full Star Full Star Full Star Full Star Full Star

Service experience was exceptional Really took pride in there work And took good care of me

Karen Carvalho
Karen Carvalho
GOOGLE
10-1-2025
Full Star Full Star Full Star Full Star Full Star
Eduin Mieses
Eduin Mieses
GOOGLE
9-27-2025
Full Star Full Star Full Star Full Star Full Star

My service was great! The teams is always exceptional 🙌🏾

Derick Jackson
Derick Jackson
GOOGLE
9-25-2025
Full Star Full Star Full Star Full Star Full Star

I had an amazing experience at Midstate Mitsubishi! Jake was fantastic, professional, patient, and really went above and beyond to make the process smooth. He took the time to listen to what I needed and made sure I got the exact deal I was looking for in my price range. The entire staff was just as accommodating and helpful, creating a welcoming environment from start to finish. I couldn’t be happier with my purchase and highly recommend Midstate Mitsubishi to anyone in the market for a vehicle!

Wendy Haiko
Wendy Haiko
GOOGLE
9-24-2025
Full Star Full Star Full Star Full Star Full Star

Exceptional customer service! Exceptional vehicle! I highly recommend this dealership!!

Jonathan Carey
Jonathan Carey
GOOGLE
9-15-2025
Full Star Full Star Full Star Full Star Full Star

Great service department. My vehicle was spotless after the service appointment. Mechanic found a minor issue I was not even aware of and took care of it under warranty.

S Mcdonald
S Mcdonald
GOOGLE
12-17-2025
Full Star Full Star Full Star Full Star Empty Star

Sales Staff are very friendly and kind and make you feel welcomed and comfortable never had any issues with them. Brought my truck for service and the service department staff are very caring to your needs and prompt. They always do what they say and stand by their service.

Joyce Chiu
Joyce Chiu
GOOGLE
9-20-2025
Full Star Full Star Full Star Full Star Empty Star

Excellent service by experienced technicians but the rates they charge reflect top dollar you’d expect from a dealership. Also, the Auburn location is far more less convenient to me than their previous Westboro location, after I purchased three consecutive Outlander & Sport models there.

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